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  • Does Debt Affect Security Clearance and Joining the Military?

    Does Debt Affect Security Clearance and Joining the Military?

    There are many factors that can prevent you from joining the military: physical fitness, medical issues, and educational challenges, to name a few. The amount of debt you are carrying usually does not; however, debt can affect which security clearance you qualify for. Since many military jobs are clearance dependent, […]

  • Does Debt Transfer to Next of Kin?

    Does Debt Transfer to Next of Kin?

    In most cases, the next of kin is not obligated to pay the debts of the deceased. The only exception being if they are a cosigner on the debt. That does not mean that debt collectors are above trying to get you to commit to paying off that last cellphone […]

  • My $900 BMW

    PF Faves: Dumping Your Expensive Car

    Derek over at Life and My Finances has been making some really good points when it comes to car ownership, largely in response to this article we recently highlighted. Many Americans are currently experiencing considerable debt related to paying off their car. What a lot of these consumers fail to […]

  • Ignoring Debt Collectors:  Don’t! Do This Instead!

    Ignoring Debt Collectors: Don’t! Do This Instead!

    In an ideal world debt collectors would not exist. Unfortunately, life is not ideal, so there may be an occasion where you will need to deal with evil incarnate: the debt collector. No matter why you owe a debt, ignoring the calls from the collection agent will only make things […]