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  • Will Debt Collectors Accept Payments?

    Will Debt Collectors Accept Payments?

    In most cases, yes, debt collectors will accept payments. Often, a debt collector is more willing to accept your installments than the original creditor. The key is to contact the collection agency early and have a firm payment plan in mind. Why So Eager? Why are debt collectors willing to […]

  • Using Your Savings To Pay Off Debt:  Good Idea or Bad?

    Using Your Savings To Pay Off Debt: Good Idea or Bad?

    The majority of Americans carry debt and have some money in a savings account, which leads us to the question of the day:  should you use your savings to pay off debt? Depending on your mindset, the answer may seem to be straightforward, but you should think carefully before answering. […]

  • What Credit Counseling Service is the Best?

    What Credit Counseling Service is the Best?

    Finding a reputable credit counseling service can be very difficult to do. It seems like there are a hundred frauds for every single legitimate company out there. To make matters worse, you can find list after list of the ”Best Credit Counseling Companies”. Unfortunately, most of those lists are created […]

  • Peer-To-Peer Lending:  Your Debt Consolidation Answer?

    Peer-To-Peer Lending: Your Debt Consolidation Answer?

    Living in the debt spiral can be horrendous. The stress can hinder, even destroy your relationships and wreck your health. Realizing that you are in over your head can lead to a desperate search for a way out. Most ”get out of debt quick schemes” should come with a scam […]