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  • Do Your Emotions Cause You To Create Debt?

    Do Your Emotions Cause You To Create Debt?

    Have you ever scoffed at the notion that someone had an overwhelming urge to do something when they are depressed or very excited? Emotions can control buying decisions even when we are not at an emotional peak. Subtle triggers are used everyday to pry our credit cards from our wallets. […]

  • Tips For Dealing With Calls From A Collection Agency

    Tips For Dealing With Calls From A Collection Agency

    Dealing with a call from a collection agency can be annoying. They can get on your nerves even more if you do not think that you owe the debt. Here are a few tips for dealing with these agencies. Validation The first step is to validate the debt. Do this […]

  • How I Eliminated 10 Grand In Credit Card Debt in 27 Months

    How I Eliminated 10 Grand In Credit Card Debt in 27 Months

    How often have you read a personal finance article and wondered if the author actually has a clue? You know, that nagging feeling that the person has never struggled a single day in their life and gets all of their information from other personal finance blogs. Here is a little […]