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  • Top Ways That Bad Credit Costs You

    Top Ways That Bad Credit Costs You

    Everyone knows that having less than stellar credit affects the interest rate when, and if, you get a loan. What many people do not know is that bad credit affects your life in many ways, including quite a few of your monthly bills. Here is a list of a few […]

  • “Sneaky” Ways To Boost Your Credit Score

    “Sneaky” Ways To Boost Your Credit Score

    Your credit score. It is a bit like an old girlfriend. You see it across the room and dread getting close enough to have to address it. Do you act like you do not notice it and go about your business or do you face it head on and try […]

  • Understanding A Credit Denial Notice

    Understanding A Credit Denial Notice

    As the new year rings in, many of us will be applying for a loan for one reason or another. Unfortunately, a percentage of those applying for a loan will be denied. After that denial, federal law requires that you be sent a letter explaining the reasons for that denial. […]

  • Annual TransUnion Report Paints A Rosy Picture

    Annual TransUnion Report Paints A Rosy Picture

    Every year the credit reporting agency TransUnion releases a report that is meant to forecast auto loans and delinquency rates going into the year. This years projections for 2013 seem to be quite rosy. According to the report, auto loan delinquencies will continue on pace at near record lows during […]