Banner Ad

Home / Banking / Picks: 5 Best Credit Unions in Minneapolis


Here at, we love us some credit unions. Often, they offer a higher return on investments and savings, while charging lower interest rates on loans when compared to large banks. Still, finding the right credit union can be a daunting task, especially in a large metro area. To help, we have put together a short list of the five best credit unions in Minneapolis.

Method To Our Madness

How did we decide which credit unions made our list? Picked them right out of a hat! Okay, we made our decisions based on total assets, financial stability based on Bauer Financial‘s 5-star system, membership, and customer service reviews. We also looked at posted annual reports, the products and programs offered, as well as the number of different services available before making our final decision.

Affinity Plus (@Affinity_Plus)

Affinity-PlusAffinity Plus offers 26 branches, an extensive ATM network, and currently controls nearly $2 billion in assets. Affinity Plus is heavily involved in the communities that it serves and scores well for the number of products and services available to members. Over the 80 years of its existence, Affinity Plus has followed a slow, but stable expansion plan that has allowed it to remain financially secure at all times.

Baxter Credit Union

baxtercreditunionBaxter Credit Union is a fairly new institution considering the age of those reviewed so far. Established in 1981 to serve the needs of Baxter employees it has quickly expanded to serve 197,000 members through 39 branches in multiple states and Puerto Rico. Baxter offers exceptional financial stability and industry leading innovation.

Genysis Credit Union

genisysGenysis Credit Union is a multi-state financial institution with branches in Minnesota, Michigan, and Pennsylvania. Genysis offers 23 branches and access to 30,000 ATMs without having to pay a fee, giving you free access to your money nearly anywhere you may want to go. Genysis controls nearly $2 billion in assets and has 148,000 members. Customer service is highly reviewed by current members. I had a personal experience with the Live Chat option on their website and found it responsive and extremely helpful. While smaller than Wings by way of assets and membership, Genysis does offer a wider variety of products and programs.

SPIRE Credit Union (@SPIREcu)

SPIRE-FCUSPIRE is a tad smaller than the other credit unions listed. It has 11 branches in the Minneapolis-St. Paul metro area and controls approximately $700 million in assets. SPIRE was founded as Twin City Co-Ops Credit Union at the height of the Great Depression. It has carried the financial care and frugality of that era into everything it does today. That care has created a financially sound and understanding credit union that puts its members first in every decision it makes.

Wings Financial (@WingsFinancial)

Wings was established in 1938. Over the ensuing 77 years it has grown to control more than $4 billion in assets and currently has in excess of 200,000 members. While membership is open to just about everyone in the Minneapolis Metro area, Wings has branches in several other major cities in the U.S. Wings has been following an expansion plan of placing branches near large airports around the country and merging with smaller credit unions. Wings offers multiple financial workshops and educational tools, while receiving very high marks for its commitment to customer service.

Here at, you know we are big credit union fans. If you opt to “bank” with any of the institutions on this list, please let us know in the comments! Also, you can go here for a more comprehensive list of Minneapolis credit unions.

Share the Love

If your credit union made the list, or you’d just like to share the list on your website or blog, feel free to use the html code below.  Be sure to tweet, like, and share the love! You might also want to check out our rankings of the best credit unions blogs.


About the author: Jerry Coffey


Jerry Coffey spent many years in a debt-riddled gray area somewhere between broke and desperately broke. His seemingly endless need for more and more cash led him to payday loans, repossessions, bankruptcy, and depression. After years of the same financial style, he heard a piece of advice that inspired him to find a way to change. The advice: ''The very definition of a fool is someone who continues to do the same things, but expects different results.'' This led him to a much more frugal lifestyle that sees all of his bills paid on time and a growing savings account. Even the seed of a retirement account has begun to sprout.


Recent posts in Banking


Leave a Comment

Your email address will not be published. Required fields are marked *

CommentLuv badge