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  • Why I Borrowed From My 401(k)

    Why I Borrowed From My 401(k)

    There are many of you preparing an acidic comment on the folly of borrowing from your 401(k) at any time, but please read through this post first. I do agree that borrowing from your 401(k) is a last line of defense and should only be used in desperation. Here is […]

  • 6-Month Prep-Plan for Your Loan Application

    6-Month Prep-Plan for Your Loan Application

    Looking at a shiny new car or hoping to buy a home? If you want to maximize your chances of being approved for the loan that you may need and get the best possible interest rate, you may want to put off your loan application for about six months. Here […]

  • Why Worry About One Late Payment?

    Why Worry About One Late Payment?

    Why should I worry about one late payment? After all, you have been making on time payments for years, so how bad could a single late one be? The truth is, if you have been making all of your payments on time for years, according to FICO, one recent late […]