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  • Facebook Farcing! The Latest Trend in Identity Theft

    Facebook Farcing! The Latest Trend in Identity Theft

    Have you ever gotten a Facebook friend request from someone you don’t remember meeting?  Did you accept it? The large majority of people will accept friend requests even if they are not sure they know a person, assuming that they must have met them through a mutual friend, etc. That […]

  • What Does “Pay for Delete” Mean?

    What Does “Pay for Delete” Mean?

    What does pay for delete mean? That is a great question. Simply answered, pay for delete means you offer a debt collector immediate payment on the condition that they have the account deleted from your credit report. Pay for delete is touted across the internet as a way to clear […]

  • How Your Credit Score Affects a Car Loan

    How Your Credit Score Affects a Car Loan

    Just before I sat down to write this post today, I was shopping online for a different car. Nothing new, but a three year old car would be nice. I have driven my 22 year old Caddy to the brink of exhaustion, so its time. I only paid $600 for […]